Calculation method
Compounds the assumed gross return monthly with end-of-month contributions, then deducts the entered percentage fee from the balance once per year. Compares the resulting balance to the same scenario without the fee.
Saving & investing · General formulas
Investment Fee Impact Calculator
Compare hypothetical investment balances with and without an annual fee using your own return and contribution assumptions. Use the example values or enter your own numbers to explore an estimate.
Currency formatting only—not an exchange-rate conversion. No country-specific tax or government rules are applied.
Your results
See a clear estimate
Enter your details to see a personalized calculation, a simple projection, and the assumptions behind it.
Free to use
No sign-up required
Device saving only when requested
FREE TOOLS · NO ACCOUNT
Compare, keep and export
Calculate first to compare a snapshot or export your current results. No values are sent to our server.
PDF downloads contain inputs, results, sources and the available annual schedule. Use Print for the on-screen charts. Monthly ledgers are not available for every model.
Up to three comparison snapshots
Optional device-only storage
Share assumptions, never dollar amounts
Links include eligible rate, term or frequency assumptions only. Dollar amounts are never included. Recipients must enter their own amounts; the link will not reproduce your full financial scenario.
Assumptions & limits
- The gross return and annual fee remain constant; the fee is taken once at year-end.
- Excludes taxes, inflation, other investment charges, and variation in actual investment returns.
- Basis: user-entered values.
- Basis: standard fixed-payment and time-value-of-money formulas.
Tax or legal rule year: Not applicable — no country-specific rules are used.